Terms of Use

    Last updated: July 6, 2026

    Please read carefully the terms and conditions set forth below before using the website https://snbfund.org or any related services, content, forms, programs, donation pages, or digital resources provided by SNB Fund — Snowball Fund.

    By accessing, browsing, registering, submitting information, making a donation, applying for support, or using any part of the website https://snbfund.org, the USER expressly agrees to and accepts these Terms of Use.

    SNOWBALL FUND INC, doing business as SNB Fund — Snowball Fund, a nonprofit organization registered under EIN No. 92-1282567, with headquarters at 11708 Longshore Way W, Naples, FL 34119, United States of America, is responsible for operating the website https://snbfund.org and for providing access to information, resources, donation opportunities, programs, initiatives, and other nonprofit-related activities made available through the website.

    1. Definitions

    1.1. SNB Fund — Snowball Fund: the nonprofit organization legally registered as SNOWBALL FUND INC, responsible for the website https://snbfund.org, its institutional content, programs, initiatives, campaigns, donation pages, and related digital resources.

    1.2. USER: any individual who accesses, browses, registers, submits information, makes a donation, applies for support, participates in programs, or otherwise uses the website https://snbfund.org or any related digital resource provided by SNB Fund.

    1.3. WEBSITE: the web platform available at https://snbfund.org, through which the USER may access information about SNB Fund, its mission, programs, initiatives, campaigns, donations, events, applications, forms, and other nonprofit-related content and features.

    1.4. PROGRAMS: nonprofit initiatives, charitable activities, educational resources, community support actions, relief efforts, grants, scholarships, campaigns, events, partnerships, or any other mission-related activity promoted, supported, or made available by SNB Fund.

    1.5. DONOR: any individual or legal entity that voluntarily contributes funds, goods, services, or other forms of support to SNB Fund.

    1.6. BENEFICIARY: any individual, group, church, ministry, community, organization, or initiative that may receive support, resources, funding, services, training, or other benefits from SNB Fund, subject to eligibility criteria and availability.

    1.7. PARTNER ORGANIZATIONS: churches, ministries, nonprofit organizations, institutions, public or private entities, service providers, volunteers, sponsors, or collaborators that may work with SNB Fund to support its mission and programs.

    1.8. THIRD-PARTY SERVICE PROVIDERS: individuals or legal entities contracted or engaged by SNB Fund to provide operational, technological, payment processing, communication, hosting, administrative, accounting, legal, or other support services.

    1.9. PRIVACY POLICY: the document that is an integral part of these Terms of Use and describes how SNB Fund collects, uses, stores, shares, and protects personal data and other information provided by USERS, DONORS, BENEFICIARIES, applicants, visitors, and partners.

    2. User Access and Registration

    2.1. Certain areas, forms, programs, donation pages, applications, or resources available on the WEBSITE may require the USER to provide personal information or complete a registration process.

    2.2. By using the WEBSITE or submitting information, the USER confirms that they are at least 18 years old or, if under 18, that they have authorization from a parent or legal guardian.

    2.3. The USER agrees to provide truthful, valid, complete, and accurate information when filling out forms, registering for programs, making donations, submitting applications, or contacting SNB Fund.

    2.4. The USER agrees to keep their information updated whenever necessary and acknowledges that incorrect, incomplete, or outdated information may affect communication, participation in programs, eligibility for support, donation receipts, tax documentation, or access to services.

    2.5. If the WEBSITE provides user accounts or access credentials, such credentials are personal and non-transferable. The USER is solely responsible for maintaining the confidentiality and security of their login information and for all activities performed through their account.

    2.6. SNB Fund may suspend or restrict access to accounts, forms, programs, or features if there is evidence of misuse, fraud, false information, unauthorized access, violation of these Terms, or any activity that may harm SNB Fund, its USERS, DONORS, BENEFICIARIES, PARTNER ORGANIZATIONS, or third parties.

    2.7. Personal data and other information submitted by the USER are subject to the Privacy Policy, which is incorporated into these Terms of Use by reference.

    3. Acceptance of Terms

    3.1. By accessing or using the WEBSITE, the USER automatically agrees to be bound by these Terms of Use and by the Privacy Policy of SNB Fund.

    3.2. If the USER does not understand or does not agree, even partially, with these Terms of Use or the Privacy Policy, the USER should not access, register, submit information, make donations, apply for support, or use the WEBSITE.

    4. Nature of SNB Fund's Activities

    4.1. SNB Fund is a nonprofit organization created to support charitable, educational, community, religious, humanitarian, or mission-related purposes in accordance with its organizational mission and applicable law.

    4.2. The WEBSITE is intended to provide institutional information, receive donations, communicate initiatives, collect applications or requests, publish updates, share resources, and support SNB Fund's nonprofit activities.

    4.3. Nothing on the WEBSITE shall be interpreted as a commercial offer, investment opportunity, guaranteed benefit, employment promise, contractual entitlement, or automatic approval for any program, grant, scholarship, donation, or support.

    5. Donations

    5.1. Donations made through the WEBSITE or through any payment link, platform, form, campaign, event, or related channel are voluntary contributions to support the mission, programs, and operations of SNB Fund.

    5.2. Unless otherwise expressly stated in writing by SNB Fund, donations are not payments for goods or services and do not create any ownership interest, membership right, voting right, employment relationship, partnership, or entitlement to receive benefits.

    5.3. SNB Fund may use donations for the specific campaign or purpose indicated by the DONOR when applicable. If a campaign is fully funded, unavailable, canceled, changed, or no longer feasible, SNB Fund may redirect the donation to a similar charitable purpose or to its general mission, in accordance with applicable nonprofit rules and donor restrictions.

    5.4. Donation receipts, tax acknowledgments, or contribution confirmations may be issued when applicable and according to SNB Fund's internal procedures and applicable law.

    5.5. SNB Fund does not provide tax, accounting, or legal advice. DONORS should consult their own tax or legal advisors regarding the deductibility, classification, or reporting of donations.

    5.6. Donations are generally non-refundable, except in cases of processing error, duplicate transaction, fraud, or other circumstances determined by SNB Fund at its discretion and in accordance with applicable law and payment processor policies.

    6. Programs, Applications, and Beneficiary Support

    6.1. SNB Fund may make available applications, forms, programs, grants, scholarships, aid opportunities, community projects, training, resources, or other forms of support.

    6.2. Submission of an application, form, request, or inquiry does not guarantee approval, funding, participation, selection, assistance, or receipt of any benefit.

    6.3. SNB Fund reserves the right to define, modify, suspend, cancel, or discontinue eligibility criteria, program rules, deadlines, evaluation processes, available resources, and forms of support at any time.

    6.4. SNB Fund may request additional documentation, verification, interviews, references, or other information before approving any support, participation, or benefit.

    6.5. SNB Fund may reject, suspend, or cancel any application, participation, or benefit if it identifies false information, fraud, misuse of resources, violation of these Terms, conflict with the organization's mission, legal restrictions, or any conduct that may harm SNB Fund, its partners, donors, beneficiaries, or the public.

    7. Website Content

    7.1. The WEBSITE may include institutional information, articles, videos, images, reports, campaign descriptions, impact updates, donation pages, forms, event information, educational materials, testimonials, and other nonprofit-related content.

    7.2. SNB Fund makes reasonable efforts to keep the WEBSITE accurate and updated but does not guarantee that all information will always be complete, current, uninterrupted, or free of errors.

    7.3. SNB Fund may update, modify, remove, suspend, or discontinue any content, feature, campaign, program, form, or resource available on the WEBSITE at any time, without prior notice.

    8. Technical Requirements and Access

    8.1. The USER acknowledges that access to the WEBSITE requires a device with internet access, such as a smartphone, tablet, computer, or other compatible equipment, as well as an updated browser.

    8.2. The USER is solely responsible for obtaining and maintaining the equipment, internet connection, software, browser, and other resources necessary to access the WEBSITE.

    8.3. SNB Fund shall not be responsible for failures, interruptions, limitations, or inability to access the WEBSITE caused by the USER's internet connection, device, browser, software, equipment, network, or third-party service providers.

    9. Permitted Use

    9.1. The USER agrees to use the WEBSITE only for lawful, personal, informational, charitable, donation-related, application-related, or mission-related purposes.

    9.2. The USER shall not use the WEBSITE to:

    • submit false, misleading, fraudulent, or unauthorized information;
    • impersonate another person or entity;
    • interfere with the operation, security, or availability of the WEBSITE;
    • attempt to gain unauthorized access to systems, accounts, forms, databases, or restricted areas;
    • copy, scrape, extract, reproduce, or exploit content without authorization;
    • upload viruses, malware, spam, or harmful code;
    • violate any applicable law, regulation, third-party right, intellectual property right, privacy right, or contractual obligation;
    • use SNB Fund's name, logo, content, campaigns, or materials for commercial, political, fraudulent, or unauthorized fundraising purposes.

    10. Communication with Users

    10.1. SNB Fund may communicate with USERS through the WEBSITE, email, phone, SMS, messaging applications, forms, newsletters, donation platforms, social media, or other contact information provided by the USER.

    10.2. Communications may include donation confirmations, program updates, event information, application status, impact reports, newsletters, operational notices, legal notices, fundraising campaigns, and other information related to SNB Fund's mission.

    10.3. The USER may unsubscribe from promotional or newsletter communications when applicable, subject to SNB Fund's need to send transactional, legal, donation-related, or administrative communications.

    11. Volunteers, Partners, and Third-Party Participation

    11.1. SNB Fund may collaborate with volunteers, churches, ministries, nonprofit organizations, sponsors, service providers, consultants, and other partners to carry out its programs and initiatives.

    11.2. Participation as a volunteer, partner, sponsor, collaborator, applicant, or beneficiary may be subject to additional terms, agreements, background checks, policies, codes of conduct, or program-specific requirements.

    11.3. Unless expressly agreed in writing, nothing in these Terms creates an employment, agency, joint venture, partnership, fiduciary, or representative relationship between SNB Fund and any USER, DONOR, volunteer, partner, or beneficiary.

    12. Intellectual Property

    12.1. All content, texts, images, videos, graphics, trademarks, logos, trade names, domain names, designs, documents, campaigns, reports, software elements, technologies, and other materials available on the WEBSITE are owned by SNB Fund or by third parties who have authorized SNB Fund to use them.

    12.2. The USER may access and use the WEBSITE content for personal, informational, charitable, or nonprofit-related purposes, provided that such use does not violate these Terms, applicable law, or the rights of SNB Fund or third parties.

    12.3. The USER may not copy, reproduce, modify, distribute, transmit, publish, sell, license, exploit, or create derivative works from any WEBSITE content without prior written authorization from SNB Fund, except where expressly permitted by law or by SNB Fund.

    12.4. The use of SNB Fund's name, logo, brand, campaign materials, donor materials, or institutional identity for fundraising, promotion, endorsement, representation, or commercial purposes is prohibited without prior written authorization.

    13. Third-Party Links and Services

    13.1. The WEBSITE may contain links to third-party websites, payment processors, donation platforms, social media pages, video platforms, event platforms, service providers, or other external resources.

    13.2. SNB Fund does not control and is not responsible for third-party websites, platforms, content, policies, practices, security, availability, products, services, or transactions.

    13.3. Access to third-party websites, platforms, or services is made at the USER's own risk and is subject to the terms and privacy policies of those third parties.

    14. Payment Processors and Online Donations

    14.1. Donations or payments made through the WEBSITE may be processed by third-party payment processors.

    14.2. The USER acknowledges that payment information may be collected and processed directly by third-party payment processors according to their own terms, privacy policies, and security procedures.

    14.3. SNB Fund is not responsible for errors, delays, fees, declined transactions, chargebacks, unauthorized transactions, or failures caused by banks, card issuers, payment processors, internet providers, or other third parties.

    15. Support and Contact

    15.1. SNB Fund may provide support to USERS regarding access to the WEBSITE, donations, forms, applications, programs, and general inquiries.

    15.2. Support may be provided through email at contact@snbfund.org, by phone at 239 233-2333, contact forms, messaging applications, or other channels made available on the WEBSITE.

    15.3. SNB Fund does not guarantee immediate response times and may prioritize inquiries according to urgency, availability, operational capacity, and the nature of the request.

    15.4. Support does not include technical support for the USER's personal devices, internet connection, browser, software, payment method, bank account, or third-party platforms.

    16. Warranty Disclaimer

    16.1. The WEBSITE and its content, features, forms, donation pages, and resources are provided "as is" and "as available," without warranties of any kind, express or implied.

    16.2. SNB Fund does not guarantee that the WEBSITE will be uninterrupted, error-free, secure, compatible with all devices, free of viruses, or available at all times.

    16.3. SNB Fund does not guarantee any specific result, approval, funding, benefit, selection, tax treatment, financial outcome, personal result, community impact, or institutional outcome from the use of the WEBSITE, submission of applications, participation in programs, or donations made to SNB Fund.

    17. Limitation of Liability

    17.1. To the maximum extent permitted by applicable law, SNB Fund shall not be liable for any direct, indirect, incidental, consequential, special, punitive, moral, material, financial, reputational, or other damages arising from or related to:

    • access to or use of the WEBSITE;
    • inability to access or use of the WEBSITE;
    • errors, interruptions, delays, failures, or security incidents;
    • use of third-party websites, platforms, payment processors, or services;
    • unauthorized access, loss, alteration, deletion, or disclosure of data;
    • decisions made based on WEBSITE content;
    • rejection, suspension, cancellation, or modification of programs, applications, benefits, donations, or support;
    • acts or omissions of USERS, DONORS, BENEFICIARIES, volunteers, partners, service providers, or third parties.

    17.2. SNB Fund's liability, if any, shall be limited to the maximum extent permitted by law.

    18. Indemnification

    18.1. The USER agrees to indemnify, defend, and hold harmless SNB Fund, its directors, officers, employees, volunteers, partners, contractors, service providers, representatives, and affiliates from and against any claims, losses, damages, liabilities, costs, expenses, or attorney's fees arising from:

    • the USER's use of the WEBSITE;
    • violation of these Terms of Use;
    • submission of false, misleading, or unauthorized information;
    • misuse of donations, resources, programs, content, or support;
    • violation of any law, regulation, third-party right, intellectual property right, privacy right, or contractual obligation;
    • actions taken by third parties using the USER's account, credentials, or information.

    19. Suspension or Termination of Access

    19.1. SNB Fund may suspend, restrict, or terminate the USER's access to the WEBSITE, forms, programs, accounts, resources, or services at any time, with or without notice, in cases of suspected fraud, misuse, unauthorized access, violation of these Terms, legal risk, operational risk, or conduct inconsistent with SNB Fund's mission.

    19.2. The USER may stop using the WEBSITE at any time.

    19.3. Upon termination or restriction of access, the USER may lose access to forms, applications, accounts, submissions, records, or other resources, subject to applicable law and SNB Fund's Privacy Policy.

    20. Privacy and Data Protection

    20.1. SNB Fund's collection, use, storage, sharing, and protection of personal information are governed by its Privacy Policy.

    20.2. By using the WEBSITE, submitting information, making donations, applying for programs, or communicating with SNB Fund, the USER agrees to the practices described in the Privacy Policy.

    20.3. SNB Fund may retain certain information as required by law, accounting rules, donor record obligations, compliance requirements, dispute resolution, program administration, or legitimate nonprofit operational purposes.

    21. Changes to These Terms

    21.1. SNB Fund may modify, update, include, or remove provisions of these Terms of Use at any time, at its sole discretion.

    21.2. Changes will take effect upon publication of the updated Terms on the WEBSITE, unless otherwise stated.

    21.3. The USER is encouraged to review these Terms periodically. Continued use of the WEBSITE after changes are published constitutes acceptance of the updated Terms.

    22. General Provisions

    22.1. The failure of SNB Fund to enforce any provision of these Terms shall not constitute a waiver of any right or provision.

    22.2. If any provision of these Terms is held invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain valid and enforceable.

    22.3. SNB Fund may assign or transfer its rights and obligations under these Terms to another entity, successor organization, affiliate, partner, or service provider, when permitted by law and consistent with its nonprofit purposes.

    22.4. These Terms of Use, together with the Privacy Policy and any additional written policies or program-specific rules, constitute the entire agreement between the USER and SNB Fund regarding use of the WEBSITE.

    22.5. In case of conflict between these Terms of Use and the Privacy Policy, these Terms shall prevail regarding use of the WEBSITE, while the Privacy Policy shall prevail regarding the treatment of personal data.

    23. Applicable Law and Jurisdiction

    23.1. These Terms of Use shall be interpreted and governed in accordance with the laws of the State of Florida, United States of America, without regard to conflict of law principles.

    23.2. The courts located in Collier County, Florida, shall be the competent forum to resolve any dispute, claim, doubt, or controversy arising directly or indirectly from these Terms, the Privacy Policy, the WEBSITE, donations, programs, applications, or any related activity, unless otherwise required by applicable law.

    24. Contact

    24.1. The USER may contact SNB Fund regarding these Terms of Use, the Privacy Policy, donations, programs, applications, or any report of violation through the following contact channels:

    SNOWBALL FUND INC
    Doing business as SNB Fund — Snowball Fund
    Address: 11708 Longshore Way W, Naples, FL 34119, United States of America
    Email: contact@snbfund.org
    Phone: 239 233-2333

    24.2. SNB Fund may also provide additional contact channels through the WEBSITE https://snbfund.org.

    25. Publication

    25.1. These Terms of Use were last updated on July 6, 2026.